Webinar On Demand

Final CRA Rules for Small Banks


On October 24, the banking agencies finalized significant changes to the Community Reinvestment Act (CRA). The final rule is designed to adapt CRA regulations to banking industry changes, improve clarity to regulated institutions, tailor evaluations and data collection to bank size and type, and maintain a unified interagency approach. The final rule takes effect in April 2024 and will require mandatory bank compliance by January 1, 2026.

Attend to understand what is required for small banks under the final rule, the optional "Retail Lending Test" and the optional submission of Community Development activities.

Learning Objectives:

  • Understand the key evaluations, important dates, and definition of a small bank.

  • Learn about the requirements of the optional Retail Lending Assessment Areas.

  • Learn about the new and optional submission of the Community Development activities.

Duration: 60-minutes

Recorded on Jan. 25, 2024.
ICBA Member - $229.00
Non-Member - $329.00
Unlimited Webinar Pass subscription:$0