Capital Planning, Capital Alternatives and Uses of Capital

Inflation has dramatically changed stress testing. Liquidity, cost of funding, cap rates, appraisal evaluations, and other factors are changing the way capital adequacy is tested. Explore how banks think about such matters as well as what capital planning looks like today.

Learn what capital alternatives are available and how the capital plan dovetails with other core documents, such as the strategic plan as a risk mitigation document. Most importantly, answer the question: what are the strategic uses of capital in the current environment?

Learning Objectives:

• Identify what capital planning looks like today.

• Understand the capital alternatives that are available

• Understand how does the capital plan dovetail with other documents.
  

Recorded February 28, 2023.