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On September 15, the Consumer Financial Protection Bureau (CFPB or the Bureau) unveiled potentially sweeping changes to the Fair Credit Reportng Act (FCRA) rules (Regulation V) when it issued its “Outline of Proposals and Alternatives Under Consideration for the Small Business Advisory Review Panel for Consumer Reportng Rulemaking.”
The undersigned trade associations urge the CFPB to issue an Advanced Notice of Proposed Rulemaking (ANPR) before it publishes a Notice of Proposed Rulemaking (NPRM) to amend Regulation V. A rushed, inadequate rulemaking process raises the stakes for dramatic changes to the foundation of the American economy.