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The American Bankers Association (ABA)1, and the Independent Community Bankers of America (ICBA)2, are providing this statement as our joint industry views on the challenges lenders face associated with the operation of Subchapter V of the Bankruptcy Code.
We believe it is vitally important for bankruptcy policy makers in Congress to consider the costs and benefits of any bankruptcy law change to all stakeholders. Importantly, these stakeholders include not just trustees, judges, debtors, and creditors.