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The center for cutting-edge financial technology and the driving force behind industry innovation.
The nationally acclaimed ICBA ThinkTECH Accelerator program promotes early-stage solutions designed specifically for community banks and the customers those banks serve.
The accelerator identifies and supports a variety of mission-driven, growth-stage providers through a proven methodology that rapidly validates and helps shape emerging industry solutions.
With this program, ICBA accelerates industry innovation by focusing on cutting costs, driving customer engagement, increasing revenue, and maximizing go-to-market strategies.
Since its inception in 2018, the ICBA ThinkTECH Accelerator program has connected the most innovative, cutting-edge fintech companies in the world with more than 1,000 community bankers and industry leaders.
Become more profitable, efficient, and competitive when you experience the Accelerator program in 2025. Register now to reserve meetings with six community bank solutions providers.
Register Now
Selling into banks presents a unique set of challenges, particularly for early stage fintechs. The ThinkTECH Accelerator Program enabled us to do two years of business development in 10 weeks.
— John Mizzi, co-founder and CEO of Vero Technologies
Through an immersive bootcamp program, your company will receive strategic planning, address business and finance challenges, and mentorship which includes:
Accelerator Application Process powered by F6S.
ICBA ThinkTECH companies also receive:
Applications are accepted on a rolling basis.
Apply Now Get information| Logo | Company | About | Cohort |
|---|---|---|---|
 | Coverbase Inc. | Automates 90% of third-party risk assessments, allowing banks to focus on improving security and compliance. | 2024 (AP8) |
 | Fin3 Technologies Inc. | Provides advanced solutions to reduce check fraud and streamline treasury operations for financial institutions. | 2024 (AP8) |
 | Fintegrate LLC | An integration-as-a-service offering that reduces the costs and processes associated with technology integrations for improved operational efficiency. | 2024 (AP8) |
 | Incent.net | A youth digital banking platform designed to help banks retain deposits and offer families valuable financial education. | 2024 (AP8) |
 | Posh AI | An AI-driven platform empowering frontline banking staff to transform customer interactions with smart, conversational tools. | 2024 (AP8) |
 | Vine Financial | An AI-powered commercial lending platform to help lenders focus on building relationships and achieving financial goals. | 2024 (AP8) |
“The accelerator’s ROI is immeasurable. The accelerator team lined us up with meetings with the Fed, CFPB, OCC, and FDIC - all on one day. I couldn’t have done that on my own.”
— Don Shafer, co-founder and co-CEO of Quilo
| Logo | Company | About | Cohort |
|---|---|---|---|
 | FINBOA | Banking-specific process automation solutions to improve regulatory compliance, operational efficiency, and customer experience. | 2024 (AP7) |
 | Prelim Technologies, Inc. | Revolutionizing the way financial institutions onboard new customers | 2024 (AP7) |
 | Rego Payment Architectures, Inc. | A white-label family wallet for financial institutions and their customers. | 2024 (AP7) |
 | RiskScout | A cloud-based tools to help financial institutions manage BSA/AML compliance and regulatory challenges helping them grow and be more efficient. | 2024 (AP7) |
 | Savvi AI | Helps banks build, launch, and manage AI apps in minutes with our patented practical AI platform - no data scientists, core integration, or custom infrastructure required. | 2024 (AP7) |
 | ScribeUp | A best-in-class subscription management solution embedded directly into financial institutions’ digital banking experiences enabling users to track, cancel, and lower their subscription bills all from one place. | 2024 (AP7) |
 | Azimuth | Provides automated full-population compliance testing that is faster, more accurate and cost effective | 2023 (AP6) |
 | Conductiv | Collects additional lending and loan servicing data to incorporate into existing underwriting and lending processes. | 2023 (AP6) |
 | HuLoop Automation | Leverages AI to automate and streamline processes while providing better decisioning and governance. | 2023 (AP6) |
 | Monit | Cash flow analysis, forecasting and guidance platform featuring data-driven tools and insights for bankers. | 2023 (AP6) |
 | Revio | Analyzes transaction details to uncover deposit growth and revenue generation opportunities for targeted campaigns. | 2023 (AP6) |
 | Trust Stamp | Streamlines customer onboarding, enhances security, and significantly reduces the risk from synthetic fraud. | 2023 (AP6) |
 | CNote | CNote helps institutions invest capital into underserved communities at scale. | 2023 (AP5) |
 | Micronotes | Micronotes is a cloud-based marketing automation solution allowing banks to execute on loan, deposit, and retention opportunities using data. | 2023 (AP5) |
 | Pidgin | Pidgin is a platform supporting faster payments via an administration portal, user-centric front-end applications, and developer-friendly application programming interfaces. | 2023 (AP5) |
 | Neural Payments | Neural Payments is a payment engine that moves money over traditional debit rails, peer-to-peer payments, and real-time payment systems. | 2023 (AP5) |
 | Finli | Finli is a digital back-office solution for invoicing, payment collection, CRM and communications to help banks support small businesses. | 2023 (AP5) |
 | Spiral | Spiral is an Impact-as-a-Service platform to help banks improve customer engagement and retention through social conscious spending. | 2023 (AP5) |
 | Accrue | Accrue by Core10 enables digital transformation for community banks, with digital lending, digital account opening for consumers and businesses, as well as integration-as-a-service for cores and other fintechs. Watch Demo | 2022 |
 | DocFox | DocFox is a workflow automation tool for digital or in-branch business account opening. It handles the business application, intelligent document analysis, and Bank Secrecy Act review for complex entities and related parties. Watch Demo | 2022 |
 | KlariVis | KlariVis provides an easy-to-understand picture of a community bank’s daily business to for more informed decision making.. The system helps declutter data to boost productivity, performance, and profitability. Watch Demo | 2022 |
 | LemonadeLXP Inc. | LemonadeLXP is a digital adoption and learning experience platform that helps financial institutions and fintechs drive digital adoption, fluency and transformation. Watch Demo | 2022 |
 | Qoosh Technology | Quilo empowers community banks to fully launch core-independent digital lending products in less than six weeks. Watch Demo | 2022 |
 | Senso.ai Inc. | Senso is building a proactive borrower experience through partnerships with community banks to engage borrowers months before their next home purchase or refinance. Watch Demo | 2022 |
 | Sequretek | Sequretek helps community banks “take control” of the cyber threats that can impact their brand, compliance, business continuity and assets, when they accelerate their digital transformation, through its Percept Cloud Security Platform offering. Watch Demo | 2022 |
 | Chimney | Chimney is re-imaging financial guidance for the digital age. Chimney helps people make smarter financial decisions and get connected with the right products online, directly from their banks. Watch Demo | 2022 |
 | Unifimoney Inc. | Unifimoney is a turnkey digital wealth management solution for community banks. Watch Demo | 2022 |
 | Vero Finance Technologies Inc. | Vero Technologies helps community banks offer inventory financing to dealers of manufactured products without an investment in new systems or additional personnel. Watch Demo | 2022 |
 | Wealth Stack | WealthStack partners with SMBs and community banks to offer a financial wellness platform that facilitates increased: SMB Lending, financial education, and retirement investing. Watch Demo | 2022 |
 | AgentIQ | Agent IQ allows customers to engage with their bank like they engage with friends and family and enables banks to deepen relationships with each and every one of their customers. | 2021 |
 | Momnt | Momnt powers real-time lending and payments solutions that enables banks to drive demand to businesses by offering consumer financing at the point of need. | 2021 |
 | Beauceron Security | Beauceron Security reduces risk for organizations by moving individuals and teams from cybersecurity awareness into demonstrated behavior change. | 2021 |
 | Finosec | The excessive and complex labor required for community banks’ information security and cybersecurity feels overwhelming. Finosec offers a simple and automated governance platform to save banks time and enhance exam preparedness. | 2021 |
 | Harness | Harness connects financial institutions and their cardholders to hundreds of community based non-profits through experiential fundraising campaigns designed to drive spend and increase local impact. | 2021 |
 | Shastic | Through Robotic Process Automation, Shastic speeds communication to shorten the lending cycle inside pre-existing systems. | 2021 |
 | Upswot | Upswot increases banking revenue by providing actionable risk, marketing, and business insights collected from business apps SMBs and Mid-Market companies regularly use. | 2021 |
 | ZSuite Technologies | ZSuite Technologies provides a digital escrow platform to help banks grow commercial deposits and expand relationships. | 2021 |
 | Zogo | Zogo is a gamified financial literacy app that helps financial institutions engage, educate, and attract Gen Z. They make finance fun, simple, social — and irresistible to younger generations. | 2021 |
 | Adlumin | Adlumin Inc. provides an enterprise-grade security operations platform that keeps organizations secure regardless of size or budget. Its patented technology gives organizations and solution providers everything they need for effective security, including SIEM, threat hunting, incident response, penetration testing, vulnerability management, darknet exposure monitoring, compliance support, and much more. | 2019 |
 | Agora | Agora Services offers financial institutions a robust and customizales cloud-based offering that enables banking customers to utilize and manage accounts in real-time. | 2019 |
 | Wellthi | Wellthi (fka Invest SouSou) is a B2B2C embedded social finance software designed to help institutions increase the LTV of customers by turning each customer into a community of customers. Think: virtual branch manager. | 2019 |
 | BotDoc | BotDoc's patented technology functions as the Fed-Ex of data. Using end-to-end encryption, Botdoc picks up the information from one user and drops it off at the correct destination. | 2019 |
 | CRiskCo | CRiskCo works seamlessly with leading accounting software in the cloud to ensure we gather exceptional data that will help us to help you achieve your goals. | 2019 |
 | Kapitalwise | Kapitalwise enables interactive financial wellness tools, connect data to your clients better than ever, and deliver whenever your clients need you. All through turn-key integrations delivered through Kapitalwise. | 2019 |
 | MK Decision | MK Decision: One platform, everything you need to grow. Streamline your institution's operations with modern workflows and digital customer applications. | 2019 |
 | Teslar | Teslar is a SaaS solution that creates highly efficient banks. Improving efficiency ratios is one of the main reasons banks choose to partner with us; banks that use Teslar typically have an efficiency ratio that is 14% better than their peer group. | 2019 |
 | FI Works | FI Works is a data-driven sales and marketing software platform built specifically for financial institutions. | 2020 |
 | Finscend | Finscend: Intelligent credit and debit card dispute processing platform. Enhanced workflow and analytics. Compliance and regulatory control.Up to a 40% reduction in operating costs and higher customer satisfaction. | 2020 |
 | Hexanika | HEXANIKA has developed an innovative end to end software for financial institution to address data sourcing and reporting challenges focused on regulatory compliance. It enables financial institutions to harness new technologies, to reduce regulatory cost by process automation and consolidation. | 2020 |
 | Lendsmart | Simple, Fast, Smarter Lending. Lendsmart’s end-to-end solution automates & digitizes lending and home buying operations for banks, credit unions, and non-bank lenders. | 2020 |
 | Fintel Connect | Fintel Connect drives new customer growth through performance marketing. | 2020 |
 | Finzly | Finzly creates a modern, real-time, and responsive platform for bankers who need to effectively modernize. | 2020 |
 | Fraud.net | Fraud.net is the future of fraud prevention. | 2020 |
 | Griffn | Griffn gives community banks & credit unions a leg up in the 21st Century – helping improve client relationships, increase sales, and compete with large financial institutions. | 2020 |
 | Wallit | Wallit is a card-linked benefits platform and wellness wallet for teams working in a remote or hybrid model to align their company to achieve employee wellness and drive shared business outcomes. | 2020 |
Applications for the Accelerator program open.
Initial applicant assessment to identify prospects with product concepts that are gaining traction, align with the program’s goals, and have strong market viability.
The Selection Committee, comprised of ICBA staff and member bank executives, whittle down the remaining candidate pool and determine the final group joining the Accelerator program through the “proof of concept” phase.
Kick-off event featuring cohort companies and financial regulators.
During a 12-week bootcamp, ICBA members participate as community bank mentors and share their industry challenges with the Accelerator cohort companies to mature the cohort products, pitches, and ultimately, ensure product-market fit and longevity.
Virtual ICBA ThinkTECH Demo Day and ICBA ThinkTECH Showcase (held during ICBA LIVE)—all cohort companies present their pitches to community bankers across the country.
The Selection Committee, comprised of ICBA staff and member bank executives, whittle down the remaining candidate pool and determine the final group joining the Accelerator program through the “proof of concept” phase.
See Committee Members