Brad Stevens

Brad Stevens has been leading the credit industry as an analyst, trainer and consultant for over 30 years. His career started with Norwest Bank in Minneapolis, where he was taught credit under the direction of Jeff Judy and later John Barrickman, two titans of the credit industry. 

During his tenure, Brad either restructured, exited or liquidated targeted commercial accounts.  He successfully built strong, profitable, well structured credit portfolios for two mid size banks as a commercial relationship manager. 

He was promoted to back to back stints as the Chief Credit officer of two struggling banks.  In that role, he was to clean up the existing mess, work out of difficult credits, restructure the credit culture, build new credit policies, as well as work with the regulators.  At the same time he trained the lending staff on proper credit assessment, training them in managing credit over making loans.

For the past eleven years, Brad built a strong credit portfolio at Alerus of over $40 million in current outstanding credit balances and did not suffer a loss or 30 day late during his tenure.  He has worked as an Associate with Jeff Judy and Associates for a number of years on numerous projects.

Brad has a degree in Economics, MBA in Finance from the University of St. Thomas as well as having completed the Commercial Banking School at the University of Oklahoma and the Graduate School of Banking program at the University of Wisconsin-Madison.