Master the necessary financial analysis skills needed by today's credit analysts and the additional expertise vital to a community bank's overall lending success.
Through group discussion, case studies, workout plans and more, our industry experts will teach you the most important skills needed to perform your duties and advance your career as a credit analyst.
To earn the Certified Community Bank Credit Analyst (CCBCA) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.
Learning Objectives:
Understand key functions such as financial analysis, overall business risk, and customer relationship needs.
Be aware of legal landmines and exposures in your credit memo.
Identify strategic strengths and weaknesses of a credit request.
Enrich your understanding of covenant tracking and loan file documentation requirements.
Learn to stay ahead of potential compliance exposures in your credit portfolio.
Develop financial, analytical, and business writing skills.
8:30 a.m.– 12:00 p.m.
Introductions/Case Study Exercise
12:00 p.m. – 12:30 p.m.
12:30 p.m. – 4:30 p.m.
Common Sizing/Ratios Exercise/PFS Exercise/Case Study Exercise
8:30 a.m. – 10:00 a.m.
Common Sizing/ Ratios Exercise/PFS Exercise/Case Study Exercise – continued
10:00 a.m. – 11:30 a.m.
Cash Drivers/Cash to Cash Cycle Exercise/Cash Cycle/Cash Flow Exercise
11:30 a.m. – 12:00 p.m.
12:00 p.m. – 5:00 p.m.
Documentation/Covenant Tracking & Monitoring/MIS Report Generation/Role of Credit Memo/Lender Liability
Legal Compliance – Lender Liability/Documentation Overview/UCC Issues-File, Monitor, Preparation, etc./Compliance Overview-CX Considerations in Credit Analyst Role
8:30 a.m. – 12:00 p.m.
Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study Exercise
12:00 p.m. – 12:30 p.m.
12:30 p.m. – 4:30 p.m.
Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study
Final Comments & Credit Memo Conclusion
10:00 a.m. - 11:15 a.m.
Held via ICBA online portal for those enrolled in CCBCA certification program.
Note - If you do not pass exam(s), you will have the opportunity to retake the exam(s) at a future, quarterly re-take date. More information will be provided upon registration.
ICBA Members: $1,699
Non-Members: $2,199
Non-Bankers: $2,699
Certification Testing Fee: $500
For more information, call 800-422-7285.
Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.
Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders
Prerequisites: Basic knowledge skills of credit analysts
Advanced Preparation: Recommended-Complete complimentary pre-recorded course sent upon registration
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based
CPE Credit Hours: 27.5
Certification Offered: Credit Analyst Certification (CCBCA)
Gerrish Smith Tuck
President
Stevens Risk Management LLC
Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.
As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.
Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.
