Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.
Details: Effective Jan. 1:
“Small bank” means an institution that had assets of less than $1.609 billion, as of Dec. 31 of either of the prior two calendar years.
“Intermediate small bank” means a small institution with assets of at least $402 million as of Dec. 31 of both of the prior two calendar years and less than $1.609 billion as of Dec. 31 of either of the prior two calendar years.
