Letters to Regulators

ICBA members and staff regularly communicate with Congress and regulators on behalf of the community bank industry.

Letters to Congress
Title Recipient Date

Letter to Nacha on ACH Proposals

12/16/24

Letter to FDIC in Response to Its RFI on Deposits

12/11/24

Letter to the Federal Reserve About the Critically Important Role of FHLBs

12/10/24

Letter to the Federal Reserve in Response to the RFI on the Discount Window

12/10/24

Appellate Brief Requesting Withdrawal of CFPB’s 1071 Rule

Consumer Financial Protection Bureau 12/04/24

Comment Letter on Check Holds Petition

Consumer Financial Protection Bureau 12/02/24

Letter Asking the FDIC to Withdraw Its Brokered Deposit Proposed Rule or Propose a New Rule That Works

FDIC 11/22/24

Letter to the FDIC Requesting Withdrawal of the Brokered Deposit Proposed Rule

FDIC 11/22/24

Letter Opposing the FDIC’s Notice of Proposed Rulemaking Concerning Brokered Deposits

FDIC 11/22/24

Letter in Response to Second Request for Comments on Current EGRPRA Review

10/31/24

Letter in Response to Agencies’ RFI on Bank-Fintech Relationships

OCC 10/30/24

Joint Letter Asking CFPB to Rescind Circular on Overdrafts

Consumer Financial Protection Bureau 10/22/24

Request for Extension of the Comment Period for the FDIC’s Proposed Rule on Recordkeeping for Custodial Accounts

10/18/24

Letter Urging Congressional Support of the Middle Class Mortgage Insurance Premium Act

10/16/24

Letter Urging Congressional Support of the Middle Class Mortgage Insurance Premium Act

10/16/24

Letter to the Federal Housing Finance Agency on its Advisory Bulletin regarding Federal Home Loan Banks’ Credit Risk Management

FHFA 10/16/24

ICBA Comments on Industrial Loan Company Proposal

10/11/24

Comment Letter on AML-CFT Proposed Rule

10/10/24

Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules

10/07/24

Community Bank Guide to Preparing EGRPRA Statement and Comments

Regulators 09/13/24

ICBA Comments on CFPB Mortgage Servicing Proposal

Consumer Financial Protection Bureau 09/10/24

Joint Letter on CFPB Mortgage Servicing Proposal

Consumer Financial Protection Bureau 09/10/24

Joint Letter to the CFPB on Mortgage Servicing Language Access

Consumer Financial Protection Bureau 09/10/24

Letter on Acquisitions Using Subordinated Debt

National Credit Union Administration 09/10/24

ICBA Comments on Nonbank Cross Border Payments

Financial Stability Board 09/10/24

ICBA Comment Letter on Proposed Expansion of Fedwire and National Settlement Service Operating Hours

Federal Reserve 09/04/24

ICBA Comment Letter on AML/CFT Proposed Rule

FinCEN 09/04/24

Joint Letter to CDFI Fund on the Revised CDFI Certification Application

Community Development Financial Institutions Fund 08/30/24

ICBA Letter to the CFPB on the Proposed Interpretive Rule on Earned Wage Access Products

Consumer Financial Protection Bureau 08/30/24

Joint letter requesting extended comment period for FDIC RFI on deposits

08/21/24

Joint letter requesting withdrawal of FDIC brokered deposits proposal or release of data and extended comment period

08/21/24

ICBA comments on CFPB proposal to ban medical debt information from credit reports

CFPB 08/12/24

ICBA sends comments to the Treasury on AI

Treasury Department 08/12/24

ICBA signs joint letter to regulatory agencies requesting extension of commenting period on bank-fintech arrangements

FDIC, OCC, Federal Reserve 08/09/24

Amicus Brief in Payservices Bank v. Federal Reserve Bank of San Francisco

U.S. Court of Appeals for the Ninth District 08/06/24

ICBA objects to the use of Weiss Ratings for access to FCC certain programs

FCC 08/05/24

ICBA signs joint letter to FCC objecting to the use of Weiss Ratings for access to certain programs

08/05/24

ICBA responds to CFPB RFI on calling legitimate mortgage costs “junk fees”

CFPB 08/03/24

ICBA signs joint letter asking CFPB to stop calling legitimate mortgage costs “junk fees”

CFPB 08/03/24

Letter urging CFPB to clarify Regulation Z interpretive rule on Buy Now, Pay Later Loans

Consumer Financial Protection Bureau 08/01/24

ICBA Comments on FHFA’s RFI on Core Mission Activities

Federal Housing Finance Agency 07/15/24

Submission of Public Comment on the Proposed Rule for the Cyber Incident Reporting for Critical Infrastructure Act

Cybersecurity and Infrastructure Security Agency 07/03/24

Joint Comment Letter on Renewing Suspicious Activity Report Form

FinCEN 07/02/24

ICBA Comment Letter on Suspicious Activity Report Renewal Without Change

FinCEN 07/02/24

Request for 30-Day Comment Extension on Proposal to Remove Medical Debt Information from Credit Reporting

Consumer Financial Protection Bureau 06/27/24

ICBA Comments on the FDIC’s Proposed Statement of Policy on Bank Mergers

FDIC 06/19/24

Proposed Changes to OCC’s Statement of Policy Concerning Business Combinations Under the Bank Merger Act

OCC 06/14/24

Request for 90-Day Comment Extension on Expanding Fedwire

06/11/24

Joint Trades Letter on First Generation Homebuyer Definition

Federal Housing Finance Agency 06/10/24

Comments on 2024 Equitable Housing Finance Plans

Federal Housing Finance Agency 06/10/24

Letter to Agencies on Small-Business Report on Regulatory Burdens

06/07/24

Freddie Proposed Purchase of Single-Family Second Mortgages

Federal Housing Finance Agency 05/23/24

Joint Trade Letter to FHFA

Federal Housing Finance Agency 05/13/24

ICBA Comments on Reg II Debit Card Interchange Proposal

Federal Reserve 05/11/24

Joint Trades Reg III Comment Letter

OCC, Federal Reserve, FDIC 05/10/24

EGRPRA Comment Letter 2024

OCC, Federal Reserve, FDIC 05/06/24

Comments on Beneficial Ownership Infomation Access

Financial Crimes Enforcement Network 04/02/24

Comments on CFPB Proposal on Overdraft Protection Services

CFPB 04/02/24

Comments on Basel Cryptoasset Standard Amendments

Basel Committee on Banking Supervision 03/28/24

Comments on Proposed Rulemaking on Fees for Instantly Declined Transactions

CFPB 03/25/24

Freedom of Information Act Request on CBDC Authority

Federal Reserve, Justice Department, Treasury Department 03/22/24

Joint Trade Statement on ISO 20022 Standards

BIS Committee on Payments and Market Infrastructures 02/28/24

Letter to the Banking Agencies on EGRPRA Review

FDIC, Fed, OCC 02/22/24

Comments on Developing National Strategy for Financial Inclusion

Treasury Department 02/20/24

ICBA and State Association Letter on Proposed Corporate Governance Standards

FDIC 02/09/24

Joint Letter on VA Minimum Property Standards

Department of Veterans Affairs 02/09/24

CRA Protest Against Global Credit Union Acquiring First Financial Northwest Bank

FDIC 02/09/24

ICBA Comment Letter on FTC Consumer Fee Proposal

Federal Trade Commission 02/07/24

Complaint for Declaratory and Injunctive Relief

Northern District of Texas Amarillo Division 02/05/24

Disclosure of Cryptoasset Exposures

Letter to Regulators 01/30/24

Crop Insurance Coalition Budget Letter to Administration

USDA, Office of Management and Budget 01/23/24

ICBA Comment Letter for FinCEN Cryptocurrency Mixer Proposal

FinCEN 01/23/24

Regulatory Capital Rule-Large Banking Organizations and Banking Organizations With Significant Trading Activity

OCC, Federal Reserve, and FDIC 01/16/24

Comment Intake—LP Payment Apps Rulemaking

Consumer Protection Financial Bureau 01/09/24

Projected Rulemakings on Non-sufficient Funds (NSF) Fees and Overdraft Fees

Consumer Financial Protection Bureau 01/03/24

Long-Term Debt Requirements for Large Bank Holding Companies

Regulators 01/03/24

ICBA Letter in Response to Section 1033

Bureau of Consumer Financial Protection 12/29/23

FHFA Testing Results Joint Trade Letter

Federal Housing Finance Agency 12/20/23

ICBA Letter to President Biden Regarding S.J.RES.32

President Joe Biden 12/07/23

ICBA comment on OMB proposed AI memo

Office of Management and Budget 12/05/23

Resolution Plans Required for Insured Depository Institutions

FDIC 11/29/23

Joint Extension Request on Fed Debit Card Interchange Price Cap

Federal Reserve 11/27/23

Request for Advance Notice of Fair Credit Reporting Act Proposal

CFPB 11/20/23

Coalition Letter on CFPB Anti-Arbitration Rules Petition

CFPB 11/14/23

Comments on Proposed Tax Treatment of Digital Assets

IRS 11/13/23

State Letter Requesting 1033 Comment Extension

CFPB 11/07/23

Comments on Labor Department Overtime Rule

Labor Department 11/06/23

Request for Deadline Extension on BOIR Proposal

Financial Crimes Enforcement Network 10/30/23

Comments on Proposal to Revise BOIR Form

Financial Crimes Enforcement Network 10/30/23

Joint Trades Letter Requesting 1033 Comment Period Extension

Consumer Financial Protection Bureau 10/27/23

Joint Trades Statement on Subchapter V

American Bankruptcy Institute 10/23/23

Joint Trades Letter on Reg II Board Meeting

Federal Reserve 10/20/23

Response to IOSCO DeFi Policy Recommendations

IOSCO 10/18/23

Joint Letter on Mortgage Rates

White House, Treasury Department 10/12/23

Letter on Reconsiderations of Residential Real Estate Valuations

FDIC, Fed, OCC, CFPB 09/20/23

Joint Letter on Suspended Counterparty Program Proposal

Federal Housing Finance Agency 09/18/23

Comments on DOJ and FTC Merger Guidlines

Department of Justice, Federal Trade Commission 09/18/23

Request to Confirm the Legality of Special Purpose Credit Programs

FDIC, Fed, OCC, CFPB, FHFA, HUD 09/08/23

FOIA Request Letter on Rakuten Charter Application

NCUA 09/06/23

1071 Letter to CFPB

CFPB 08/31/23

Comments on Quality Control Standards for Automated Valuation Models

CFPB, FDIC, Fed, FHFA, OCC 08/21/23

Fannie Mae and Freddie Mac Single-family Mortgage Pricing Framework RFI

Federal Housing Finance Agency 08/14/23

Second Request for a Stay of 1071 Rule

CFPB 08/04/23

Policy Recommendations for Crypto and Digital Asset Markets Consultation Report

International Organization of Securities Commissions 07/31/23

Joint Letter on CFPB PACE Loan Proposal

CFPB 07/26/23

ICBA Comments on Proposed Rule for PACE Loans

Consumer Financial Protection Bureau 07/26/23

FDIC Special Assessment Comment Letter

FDIC 07/21/23

Response to Request for Information on Data Brokers

Consumer Financial Protection Bureau 07/14/23

Comments on CFPB UDAAP Policy Statement

Consumer Financial Protection Bureau 07/05/23

Comments on Proposed Equitable Housing Finance Plans

Federal Housing Finance Agency 06/27/23

Comments on Cloud Computing Business Practices

Federal Trade Commission 06/26/23

Joint Letter on Credit Score Policy Implementation Plan

Federal Housing Finance Agency 06/22/23

Comments on Rule 3b-16 Exchange Definition

Securities and Exchange Commission 06/13/23

Comments on Captive Insurance Proposal

IRS 06/12/23

Comments on Consultative Report on ISO 20022 Harmonization

BIS Committee on Payments and Market Infrastructures 05/31/23

Comments on Chartering and Field of Membership Proposal

National Credit Union Administration 05/30/23

Comments on Single Family Social Bond Request for Information

FHFA 05/18/23

Comments on Proposed Enterprise Regulatory Capital Framework Amendments

FHFA 05/18/23

Joint Letter on Proposed ERCF Enhancements

FHFA 05/12/23

Comments on SEC Safeguarding Rule

Securities and Exchange Commission 05/08/23

Comments on Credit Card Late Fee Proposed Rule

CFPB 05/04/23

Proposed Guidance for New York State Regulated Banking and Mortgage Organizations

New York State 05/02/23

Joint Extension Request on CFPB Credit Card Late Fee Proposal

CFPB 05/02/23

Comments on 1071 Exemption for Small and Intermediate Banks

CFPB 04/25/23

Comments on Consumer Credit Card Market

CFPB 04/25/23

Joint Letter Opposing FTC Noncompete Proposal

Federal Trade Commission 04/17/23

Letter to Chairman Gruenberg Regarding Special Assessment

FDIC 04/13/23

FDIC Official Sign and Advertising Requirements

FDIC 04/10/23

Comments on CFPB Nonbank Terms and Conditions Registry

CFPB 04/03/23

Comments on Treasury Check Verification System

Bureau of the Fiscal Service 04/03/23

Comments on FHLBank System at 100 Review

FHFA 03/31/23

Joint State Letter on TRID Sandbox

CFPB 03/29/23

ICBA Comments on TRID Sandbox

CFPB 03/29/23

Request for Stay of Section 1071 Rule

CFPB 03/24/23

Comments on Beneficial Ownership Information Reports

Financial Crimes Enforcement Network 03/20/23

Comments on Digital Assets Research and Development

Office of Science and Technology Policy 03/03/23

Extension Request on Safeguarding Advisory Client Assets Proposed Rule

SEC 03/03/23

Comments on Beneficial Ownership Information Access and Safeguards

FinCEN 02/15/23

Request for Extension of Reg II Effective Date

Federal Reserve 02/13/23

Letter to FDIC Board Regarding Pending ILC Applications

FDIC 02/10/23

Comments on Fed Climate Risk Principles

Federal Reserve 02/06/23

Non-Compete Clause Rule Extension Request

Federal Trade Commission 01/31/23

Comments on Section 1033 Consumer Data Rulemaking

CFPB 01/26/23

ICBA Comment Letter - CDFI Fund MLI Designation

CDFI 01/24/23

Comment Letter on TLAC

FDIC, Fed 01/23/23

Comments on Late Fee Rulemaking

CFPB 01/20/23

Comments on TILA Preemption Determination

CFPB 01/20/23

Joint Letter on VA Home Guaranty Program

Department of Veterans Affairs 01/18/23

Comments on Access to Fed Master Accounts

Federal Reserve 01/18/23

Comments on Proposal to Rescind SBLC Moratorium

Small Business Administration 01/05/23

Joint Letter on SBA 7a Proposed Rules

Small Business Administration 01/03/23

Comments on Title 1 Manufactured Home Limits

Federal Housing Administration 12/19/22

Comments on Interagency Community Investment Committee

Treasury Department 12/16/22

Comments on Crypto-Asset Principles

Financial Stability Board 12/15/22

Comments on Small Mortgage Lending

FHA 12/06/22

Comments on CDFI Fund

Treasury Department 12/05/22

Comments on Subordinated Debt Rule

NCUA 12/05/22

Letter on Mortgage Refinances and Forbearances

CFPB 11/29/22

Letter on Commercial Surveillance and Data Security

Federal Trade Commission 11/22/22

Joint Letter on Supervisory Appeals Guidelines

FDIC 11/22/22

Comments on Cyber Incident Reporting

DHS 11/15/22

Letter to CFPB to Rescind Returned Deposit Item and Overdraft Statements

CFPB 11/14/22

Comments on Digital Assets and Illicit Finance

Treasury Department 11/04/22

Letter on Tangible Capital and FHLBank Advances

FHFA, FDIC, Fed, OCC 11/01/22

Comments on Federal Home Loan Bank Review

FHFA 10/31/22

Joint Letter on FHFA Capital Standards

FHFA 10/18/22

Letter on Fintech in Housing Finance

FHFA 10/17/22

Joint Letter on FDIC Assessments

FDIC 10/11/22

Joint Letter on FDIC Assessments

FDIC 10/11/22

Letter on Commercial Real Estate Loan Accommodations

FDIC, OCC 10/06/22

Letter on Meeting About Rural America

CFPB 09/29/22

Letter on Farm Credit Cyber Risk Management

Farm Credit Administration 09/27/22

Letter on Title I Manufactured Homes

Department of Housing and Urban Development 09/27/22

Comments on Section 314a Requests

FinCEN 09/12/22

Regulation Implementing the Adjustable Interest Rate LIBOR Act

Federal Reserve System 08/26/22

ICBA Letter to CFPB Regarding Customer Service

CFPB 08/22/22

Joint Letter on FDIC Assessment Rate Increase

FDIC 08/20/22

Comments on Deposit Insurance Assessment Increase

FDIC 08/20/22

Comments on Ford Credit Bank Deposit Insurance Application

FDIC 08/19/22

Comments on Young Beginning and Small Farmers

Farm Credit Administration 08/15/22

Comments on Treasury Digital Assets Request

Treasury Department 08/08/22

Letter on No Action Letter Process

FinCEN 08/08/22

Comments on CRA Modernization Proposal

FDIC, Fed, OCC 08/05/22

Joint Letter on Aggregation Services Market

CFPB 08/02/22

Comments on Credit Card Late Fees

CFPB 08/01/22

Comments on Cybersecurity Assessment Tool

OCC 07/22/22

Letter on Livestock Dealer Trust

USDA 07/12/22

Letter on Credit Union Combinations

NCUA 07/11/22

Comments on Digital Assets Oversight

Commerce Department 06/29/22

Joint Letter on FDIC Appeals

FDIC 06/22/22

Letter on Investor Climate Disclosures

SEC 06/20/22

Statement of Principles for Climate Related Financial Risk Management for Large Financial Institutions

FDIC 06/03/22

ICBA, state groups oppose FDIC climate risk management framework

FDIC 06/02/22

CRA Comment Period Extension Request Banking Trades Joint Letter

FDIC, OCC 05/31/22

ICBA Comment on CFPB Nonbank Supervision

CFPB 05/31/22

FDIC Merger Letter

FDIC 05/31/22

FOIA Request Cover Letter to CFPB

CFPB 05/26/22

Joint FOIA Request on 1071 Rule

CFPB 05/26/22

Letter on GAO Access to Credit Report

FDIC, Fed, OCC, CFPB 05/23/22

Comments on CBDC Consultation Paper

Federal Reserve 05/20/22

Letter on SBREFA Panel AVM Models

Consumer Financial Protection Bureau 05/13/22

Joint Letter on GSE Credit Score Model Framework

Federal Housing Finance Agency 05/13/22

Joint Letter on Cybersecurity Risk Management Proposal

SEC 05/10/22

Comments on Credit Reporting on Human Trafficking Victims

CFPB 05/09/22

Letter on Re-proposed Seller Servicer Requirements

FHFA 04/25/22

Comments on Fed Accounts Supplemental Proposal

Federal Reserve Board 04/22/22

Request to Extend Climate Proposal Comment Period

SEC 04/21/22

Joint Letter on ECIP Closing for Sub S Banks

Treasury Department 04/19/22

Letter to CFPB on Rural America

CFPB 04/18/22

ICBA Comment CFPB Fee Assessment RFI

CFPB 04/11/22

Comments on Remittance Transfer Rule

CFPB 04/08/22

ICBA Comment in Response to BNPL RFC

Bureau of Consumer Financial Protection 03/28/22

Comments on 2022-2026 FHFA Strategic Plan

FHFA 03/13/22

Letter on Capital Planning and Stress Capital Buffer Determination

02/25/22

Comments on Principles for Climate-Related Financial Risks

02/16/22

Comments on DOJ Bank Merger Analysis

DOJ 02/15/22

ICBA's Comment Letter Regarding Climate-Related Risk Management

OCC 02/15/22
FinCEN 02/14/22

Comments on Beneficial Ownership Rule

FinCEN 02/08/22

Joint Letter on Interchange

Federal Reserve Board 02/01/22

Crop Insurance Coalition Letter to Administration

USDA, OMB 01/27/22

Comments on NFIP Standards

FEMA 01/27/22

Comments on HMDA Rule Assessment

CFPB 01/21/22

Comments on 1071 Small Business Lending Data Collection

CFPB 01/06/22

Letter on FHFA Proposed Disclosure Requirements

FHFA 01/03/22

Fedwire ISO 20022 Comment Letter

Federal Reserve Board 01/03/22

Joint Letter on Emergency Capital Investment Program

Federal Reserve 01/03/22

Asset Threshold Relief Letter

FDIC, Fed, OCC 12/22/21

Letter to Secretary Yellen on Climate Risks

Treasury Department 12/13/21

Letter to Boston Fed on FedNow

Federal Reserve Bank of Boston 12/10/21

Letter Advocating CECL Relief

Financial Accounting Standards Board 12/08/21

Comment Letter on Big Tech Platforms

CFPB 12/06/21

Comments on Farm Credit Administration Strategic Planning

Farm Credit Administration 11/30/21

Comment Letter Guide - Small Business Loan Data Collection Proposed Rule Section 1071

CFPB 11/29/21

Letter on FHFA Capital Rule Amendments

FHFA 11/23/21

Letter on SBA Strategic Plan and Enterprise Learning Agenda

SBA 11/22/21

Joint Letter on Payment Chip Disruptions

Commerce Department 11/09/21

Letter Requesting 1071 Comment Extension

CFPB 11/03/21

Joint Trades Letter to OCC Regarding 2020 CRA Rescission

OCC 10/29/21

OCC CRA Rule Recission ICBA Comment

OCC 10/29/21

Letter on FHFA Equitable Housing Finance Plans

FHFA 10/25/21

Letter on Enterprise Housing Goals

FHFA 10/25/21

Joint Letter to White House on IRS Reporting Proposal

President Joe Biden 10/25/21

Comments on Third-Party Risk Management

FDIC, Fed, OCC 10/18/21

Letter on NCUA Simplified Capital Proposal

NCUA 10/15/21

Letter on Off-Site Exams During Pandemic

FDIC 10/12/21

Comments on Deposit Insurance Simplification

FDIC 10/04/21

Letter on FDICIA Thresholds

FDIC 09/27/21

Letter Requesting CBLR Extension

FDIC, Fed, OCC 09/20/21

Basel Cryptoasset Comment Letter

Basel Committee on Banking Supervision 09/10/21

Comment Letter on Reg J and FedNow

Federal Reserve Board 09/08/21

Comments on Credit Score Models

FHFA 08/25/21

Comments on Disparate Impact Proposal

HUD 08/24/21

Joint Meeting Request on GSE Amendments

Treasury Department, FHFA 08/17/21

ICBA Reg II FRB NPR Comment Letter

Fed 08/11/21

Comments on GSE Executive Compensation

FHFA 08/09/21

Federal Reserve PSR Policy Comment Letter

Fed 08/02/21

Extension Request for Proposed Third-Party Guidance

FDIC, Fed, OCC 07/30/21

Comment Letter on Real Estate Lending Standards

FDIC 07/26/21

Comments on Farm Credit System Appraisals

Farm Credit Administration 07/20/21

Letter to FHFA on Duty to Serve Proposals

FHFA 07/19/21

Comment Letter to FDIC on Digital Assets

FDIC 07/15/21

ICBA Interagency Artificial Intelligence-Machine Learning RFI Comment Letter

OCC, Fed, FDIC, CFPB, NCUA 07/14/21

Joint Comments on Fed Accounts Proposal

Fed 07/12/21

Misrepresentation of Insured Status and Misuse of the FDIC Name or Logo

FDIC 07/09/21

ICBA Letter to Treasury on Credit Union Acquisition of Community Banks

Treasury 07/06/21

FHFA Short Term Rental Unit RFI

FHFA 07/06/21

Comments on Third-Party Sender Roles and Responsibilities

Nacha 07/01/21

RFI Model Risk Management Principles Comment Letter

OCC, FDIC, Fed, FinCEN, NCUA 06/11/21

SEC Comment Letter on Climate Risk Regulation

SEC 06/11/21

Joint Industry Consumer Letter Flex

FHFA, Fannie Mae, Freddie Mac 06/03/21

Request for Extension of NPRM on Debit Card Interchange Fees and Routing

Fed 06/02/21

Joint Trades Letter on IL 1176

OCC 06/01/21

ICBA Minority Bank Advisory Council PSPA Letter

Treasury, FHFA 05/26/21

Emergency Capital Investment Program – Capital Rule

OCC, Fed, FDIC 05/21/21

Industry response to proposed QAs on Private Flood Insurance

OCC, NCUA, Fed, FDIC 05/17/21

Comments on Vystar-Heritage Southeast Transaction

FDIC 05/14/21

Brainerd Savings and Loan Acquisition Letter

OCC 05/11/21

ICBA Statement for Tax Gap Hearing 5-11-2021

05/11/21

ICBA CFPB Servicing Letter

CFPB 05/10/21

NCUA Simplification of Risk Based Capital Requirements

NCUA 05/10/21

ICBA-ANPRM CTA Beneficial Ownership Rule Comment Letter

FINCEN 05/05/21

Joint Letter on Withdrawing CRA Rule

OCC 05/03/21

Requst to Extend AI Request for Information

FDIC, OCC, Fed, CFPB, NCUA 04/22/21

ICBA Request for Extension of ECIP Application Deadline

Treasury Department 04/20/21

Comments on FHFA Climate Risk Management RFI

FHFA 04/19/21
CFPB 04/13/21

ICBA Comment Letter on Incident Notification Requirements

OCC, FDIC 04/13/21

Letter to USDA on SDA Loan Payoffs

USDA 04/09/21

Joint Trades Letter to the IRS on EIPs

IRS 04/08/21

Main St Coalition PSPA Changes

Treasury, FHFA 04/06/21

QM Loan Definition Delay CFPB Final

CFPB 04/05/21

NCUA Risk-Based Net Worth COVID 19 Regulatory Relief

NCUA 03/25/21

ICBA Comment on NCUA CUSO NPRM

NCUA 03/25/21

Joint Letter Opposing Proposal on Bank Premises

OCC 03/23/21

Comments on OMB MSA Proposal

OMB 03/18/21

Letter on FHA Condo Recommendations

HUD 03/11/21

Joint Banking Trades and Consumer Group Urging Garnishment Exemption

U.S. Treasury 03/10/21

FHFA Liquidity Requirements Letter

FHFA 03/09/21

Letter to Agency Innovation Offices

CFPB, FDIC, Fed, OCC 03/08/21

Response to First Blockchain Bank & Trust, N.A.'s Application for National Bank Charter

OCC 03/02/21

ICBA Letter on Appraisals

FHFA 02/26/21

Crop Insurance Coalition Budget Letter: Administration

USDA, OMB 02/24/21

ICBA's Comment Letter on Exemptions to SAR Report Requirements

OCC, FDIC 02/23/21

Letter Regarding CRA Information Collection Survey

OCC 02/16/21

ICBA Comment Regarding CRA Advance Notice of Proposed Rulemaking

FRB 02/16/21

Comments on Resubmitted Rakuten Application

FDIC 02/12/21

Joint Letter on OCC Interpretative Letter 1176

OCC 02/12/21

Letter to Banking Agencies Regarding Community Bank Leverage Ratio

FDIC, OCC 02/12/21

Comments on NCUA Facility Service Rule

NCUA 02/10/21

Recommendations to Improve Delivery of Economic Impact Payments

Sec. Janet Yellen 02/08/21

ANPR Consumer Access to Financial Records

CFPB 02/05/21

FFIEC Call Report Extension and PPP Amendments

OCC, Fed and FDIC 02/01/21

ICBA Response to Nacha Same Day ACH Dollar Limit Increase RFC

01/22/21

ICBA OCC CRA Benchmarks NPR Comment - 2021

OCC 01/21/21

ICBA GM Financial Bank Deposit Insurance Application Comment Letter

FDIC 01/13/21

Request to Withdraw CRA Information Collection

OCC 01/11/21

Comments on Enterprise New Products Rule

FHFA 01/08/21

Joint Letter on OCC Trust Charter Applications

OCC 01/08/21

Comment Letter on Role of Supervisory Guidance

FDIC, Fed, OCC, CFPB 01/04/21

Comments on Convertible Virtual Currency Requirements

FinCEN 01/04/21

Comments on Nonbank Servicer Prudential Standards

CSBS 12/30/20

ICBA Response to 1071 Outline Proposal

CFPB 12/14/20

Comment Letter to the OCC concerning Figure Bank

OCC 12/07/20

Figure Bank - Joint Trade Comment Letter - 12.7.2020

OCC 12/07/20

Comments on Equal Credit Opportunity Act and Reg B

CFPB 12/01/20

Comments on Travel Rule Proposal

Federal Reserve, FinCEN 11/25/20

Joint Request for Charter Comment Period Extensions

OCC 11/20/20

Joint Letter to Agencies on SBA Questionnaire

Treasury Department, SBA 11/17/20

Letter on Amendments to AML Program Standards

FinCEN 11/16/20

CDFI Fund Comment Letter

CDFI Fund 11/05/20

FDIC Appeal Process Letter - Oct 20

FDCI 10/19/20

ICBA Hemp Comment Letter 10-8-20

USDA 10/08/20

Comment Letter Regarding Application of Kraken Financial for Access to Federal Reserve System Services

Fed 10/05/20

Seasoned QM NPR Comment Letter

CFPB 10/01/20

Bank Merger Guidlines Comment -10-1-2020

DOJ 09/30/20

SEC Comment Letter on Schedule 13F

SEC 09/28/20

ICBA Response to FDIC Request for Information

FDIC 09/22/20

ICBA FedNow Comment Letter

Fed 09/10/20

QM Definition Letter Final ICBA

CFPB 09/08/20

Request for comment extension regarding ECOA RFI

CFPB 08/11/20

ICBA QM Patch Extension Letter

CFPB 08/10/20

Advance Notice of Proposed Rulemaking

OCC 08/04/20

ICBA Supplemental Debt Collection Comment Letter

CFPB 07/31/20

Joint Trades Letter on Proposed Payments Charter

OCC 07/29/20

FinCEN Comment Letter

Financial Crimes Enforcement Network 07/13/20

Comment Letter to NACHA on Account Information Improvements

NACHA 07/13/20

Letter Regarding NCUA Subordinated Debt

NCUA 07/09/20

FDIC ILC Rule Comment Letter

FDIC 07/01/20

Comment Letter to the FDIC on Rakuten

FDIC 06/25/20

FHLB Membership Letter

FHFA 06/23/20

Comment Letter to the FDIC on Brokered Deposits

FDIC 06/09/20

ICBA Comment Letter Taskforce RFI

CFPB 06/02/20

Comment Letter IFR Real Estate Appraisals

FDIC, Fed, OCC 06/01/20

ICBA letter to NCUA IG regarding LICU definition change

NCUA 05/27/20

Comment Letter to FDIC on Capital Treatment of PPP Loans

FDIC 05/26/20

Joint Industry Letter Regarding COVID Calls

FCC 05/22/20

ICBA letter to FDIC on fintech regulatory environment

FDIC 05/14/20

ICBA letter to OCC on fintech regulatory environment

OCC 05/14/20

ICBA letter to FRB on fintech regulatory environment

Federal Reserve Board 05/14/20

Revised Transition of the Current Expected Credit Losses Methodology for Allowances

OCC, Fed, FDIC 05/14/20

PPP Regulatory Capital Letter

OCC, Fed, FDIC 05/14/20

Availability of Funds and Collection of Checks (Regulation CC) Extension Letter

Fed, CFPB 05/04/20

Submitted consumer portal request letter

Treasury, FHFA, CFPB, HUD 05/04/20

Comments on the interim final rule, Regulatory Capital Rule: Eligible Retained Income.

OCC, Fed, FDIC 05/04/20

Comment Letter to Uniform Law Commission on FI exemption

Uniform Law Commission 04/23/20

ACH Meaningful Modernization Letter

Nacha 04/22/20

ICBA Letter Regarding PPP Community Bank Allocation

Treasury, SBA 04/21/20

ICBAs Ex Parte Regarding CG Docket No. 02-278

FCC 04/20/20

Letter to Fed Regarding Main Street Loan Facility

Fed 04/16/20

PPP State Sign-On April 9

Treasury, SBA 04/09/20

ICBA Letter Regarding CRA - April 8, 2020

FDIC, OCC 04/08/20

ICBA Covid-19 Request Pertaining to the Beneficial Ownership Rule

FINCEN 04/08/20

ICBA Recommendations for Success of Paycheck Protection Program

Treasury, SBA 04/04/20

Paycheck Protection Program State Banking Association Letter

Treasury, SBA 04/02/20

ICBA Letter To Treasury-SBA Regarding Concerns With Paycheck Protection Program

Treasury, SBA 04/01/20

ABA Joint Trades Petition Emergency Purposes Exception

FCC 03/31/20

ICBA's Covid-19 Agency Rulemaking Delay Letter

Fed, FDIC, OCC, CFPB, Treasury, FHFA, NCUA 03/30/20

Joint Trades Letter to SBA Administrator Carranza

U.S. Small Business Administration 03/25/20

Agriculture Coalition Letter to Governors

Governors 03/24/20

Letter to FASB COVID-19

Financial Accounting Standards Board 03/23/20

Letter to the Financial Crimes Enforcement Network regarding BSA filings during the National Emergency

Financial Crimes Enforcement Network 03/23/20

Agriculture Spring Planting Season Letter to President Trump

President Donald Trump 03/19/20

PACE Loan RFI Letter ICBA

Federal Housing Finance Agency 03/18/20

ICBA Letter to White House Regarding Priority Coronavirus Stimulus and Relief Measures

President Donald Trump 03/17/20

Letter to Chairman McWilliams Concerning ILCs

FDIC 03/16/20

ICBA Comment Letter on NEPA

CEQ 03/10/20

Comment Letter on RFI Concerning CAMELS Ratings

Fed, FDIC 02/27/20

ICBA Comments on CFPB Information Collection Request

Bureau of Consumer Financial Protection 02/18/20

CGCIV Letter SEC Proxy Advisor

SEC 02/06/20

CGCIV Letter SEC Shareholder Proposal

SEC 02/06/20

Joint Trade Letter QRM Review Credit Risk Retention

OCC, Fed, FDIC, FHFA, DHUD, SEC 01/31/20

Comment Letter to the OCC and FDIC on Federal Interest Rate Authority

OCC, FDIC 01/30/20
U.S. Domestic Hemp Production Program 01/29/20

Comments Regarding Proposed Changes to the Automated Clearing House Network

Bureau of the Fiscal Service 01/24/20

RFI on a Framework for Analyzing the Effects of FDIC Regulatory Actions

FDIC 01/24/20

National Banking Trades Letter Regarding CRA Comment Deadline

FDIC, Office of the Comptroller of the Currency 01/15/20

Letter to FHFA Capital Rule

Federal Housing Finance Agency 12/19/19

Interagency Policy Statement on Allowances for Credit Losses

FDIC, Fed, OCC 12/16/19

Reporting of Data on Loans to Small Businesses and Small Farms

FDIC, Fed, OCC 12/16/19

Joint Letter on Reporting of Data on Loans to Small Businesses and Small Farms

FDIC, Fed, OCC 12/16/19

ICBA comment regarding NCUA reproposed FOM rule

Sec. Gerard Poliquin 12/11/19
HUD 10/18/19

Memorandum of Understanding Between SBA and NCUA

SBA 08/13/19

Regulation D: Reserve Requirements of Depository Institutions

Federal Reserve 05/09/19

ICBA Comment Letter on Consumer Education Programs

Bureau of Consumer Financial Protection 07/03/18

Policy on Payment System Risk and Expanded Real-Time Monitoring

Federal Reserve Board 07/03/18

BCFP's Guidance Materials and Implementation Support

BCFP 07/02/18

ICBA Comments on Adopted Regulations and Inherited Regulations

CFPB 06/19/18

Hurricane Harvey Relief Recommendations

FDIC, Federal Reserve, OCC, Department of Treasury 08/29/17
National Credit Union Administration 12/10/16
CFPB 10/07/16

Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective

OCC 05/31/16