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In a comment letter in response to the FDIC’s request for information on deposits, ICBA noted that the scope of the RFI is too broad as it seeks data and information on over 40 complex banking issues.
ICBA’s recommendations included simplifying and tailoring call reports to alleviate the reporting burden for community banks; making sure that changes to regulatory reporting do not reinforce too-big-to-fail banks; and ensuring that deposit insurance reforms promote depositor confidence in all banks.