About ICBA Payments

ICBA Payments, a wholly owned subsidiary of the Independent Community Bankers of America® (ICBA), has been managing payments solutions for the nation's community banks since 1985.

We help power the potential of ICBA members through payments-related innovation, education, and advocacy to help community banks navigate the payments ecosystem and select suitable offerings at favorable pricing—helping community banks compete and thrive.

As a trusted strategic partner, ICBA Payments also provides consultative services, industry representation and ongoing vendor support to help community banks retain their best customers, earn profitable returns, and be respected as full-fledged participants in the evolving payments landscape!

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Unparalleled Consultation and Support

ICBA Payments supports community banks through one-on-one consultations to help each bank enrich its payments offerings and protect the bank and customers from fraud.

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Payment Education

Part of ICBA and ICBA Payments' mission is to educate community banks about the need to actively offer payment services to better retain their best customers, earn profitable returns and be respected as full-fledged participants in the marketplace.

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Payment Advocacy

As ICBA’s payment services provider, ICBA Bancard also serves as an advocate for independent community banks in national policy discussions about the payments ecosystem.

Rebecca L. Kruse *

EVP, Chief Operating Officer


Alicia Marrone *

EVP, Client Engagement and Business Development


Ken Royal

EVP, Chief Information Officer and Chief Technology Officer


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