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Community Bank Innovation

Community banks are at the forefront of financial innovation, solving challenges with creativity and a deep commitment to their customers. ICBA empowers this spirit by fostering meaningful bank technology partnerships and creating pathways for community banks to thrive in a rapidly evolving landscape.

Through initiatives like our ThinkTECH Accelerator and various ThinkTECH programs, we bring together visionary fintechs and forward-thinking bank leaders to discover solutions that elevate the customer experience and strengthen community banks.

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ThinkTECH Accelerator

A community bank focused fintech accelerator designed to identify and foster community bank-enabled fintech partnerships.

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ThinkTECH Programs

ThinkTECH Programs and Events

Innovation programming designed to spur community bank growth and strategy development.

ThinkTECH Solutions Directory

Find Solutions

Start your search of all the ICBA services and preferred provider solutions to gain access to high-quality products and services, best-in-class pricing and educational tools and training.

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Why we innovate

Community banks remain financial service innovators and creative problem solvers. ICBA provides innovation opportunities for community banks and supports innovative partnerships and solutions to help community banks thrive.

Together, with community banks, we work to identify and foster community bank-enabled fintech partnerships by bringing community bank leaders together with fintech visionaries to cultivate a high-tech, high-touch banking experience for customers.

Community bankers must remain vigilant in exploring and implementing solutions that keep community banks competitive, efficient, and profitable in today’s rapidly evolving digital landscape. As technology continues to reshape customer expectations and operational demands, innovation is no longer optional, it’s essential.

ICBA supports community banks at every stage of their innovation journey through its ThinkTECH Innovation Programs. From the Accelerator and Innovation Academy to PSPs and a network of 250+ corporate members, ICBA connects banks with the tools, partners, and expertise they need to discover, evaluate, and implement transformative solutions that keep them competitive in today’s digital banking landscape.

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Recent News

ICBA calls for unified AI regulations

ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.

10/28/25  |  ICBA NewsWatch Today

ICBA AI can help community banks if regulated properly

ICBA told Congress it believes artificial intelligence has the potential to help community banks meet regulatory burdens and expand access to credit, but thoughtful regulation is needed to ensure that innovation does not come at the expense of consumer protection or financial stability.

9/19/25  | 

How to Build an AI Policy at Your Community Bank

Artificial intelligence is here to stay, whether it’s generative AI, part of your bank’s neural network or both. That’s why having an AI policy is important—but how you go about writing it depends on how you plan to use this technology.

8/13/25  |  Blog

Fintechs awarded at ThinkTECH Accelerator Showcase

At the recent ThinkTECH Accelerator Showcase held at the Graduate School of Banking at Colorado, ICBA presented three awards to participating fintech companies.

7/25/25  | 

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