Analyzing Your Bank's Financial Statement Seminar

Financial Crime Square

Analyzing Your Bank's Financial Statement Seminar

Jun 15, 2023 | VIRTUAL EVENT

Understanding the financial performance of your bank is crucial in leading a high performing organization. This course assesses how the marketplace is affecting the bank and how bank management is in turn responding. One must understand this relationship to create accurate financial statements.

By understanding the linkage between the bank balance sheet and income statement, monitoring key measurements in the bank as well as the decisions that management is making in response to the economic marketplace, we can effectively assess the strengths and weaknesses in our bank.

Once these interrelationships are understood, participants will walk through the CAMELS Rating to predict where their bank may score. Lastly, we will look at a way to create future budgets using the starting point of the Return on Assets.

This is a foundational class that does require experience in understanding financial statements, particularly experience in reviewing income statements, balance sheets and basic ratio analysis. It is most helpful for those either in bank management, on a bank board or aspiring to future leadership roles in the bank.

Learning Objectives:

  • Complete a pre-session assignment that reviews your bank's financial statements to get a feel for the condition of the bank.
  • Discuss the existing marketplace, and the impacts they are currently seeing, as well as management's approaches to addressing the impacts.
  • Review the Balance Sheet and Income Statement of a bank to build an expectation of the interrelationships that exist in financial institution statements.
  • Measure and set key financial statement ratios to assess the condition of the bank as well as to understand what decisions will be required to improve the performance of the bank.
  • Apply information from the financial statements to build a CAMELS Rating for your bank
  • Be exposed to building an annual budget with an ROA Tree model.

Date
Information (All times are Central Time)

Thursday, June 15

Lessons

9:00 a.m.- 12:00 p.m.

  • Overview of marketplace and group discussion

  • The balance sheet and income statement and what they reveal

  • How key financial ratios point to strengths and weakness

Lunch

12:00 p.m.- 12:300 p.m.

Lessons

12:30 p.m. – 4:30 p.m.

  • How to build a CAMELS rating for your bank

  • Using the ROA Tree Model to build your budget

Pricing

Early Bird Price (ends May 13, 2023): $395

ICBA Members: $495

Non-Members: $595

Non-Bankers: $695

Bank Director Program Member: $295

Bank Director Program Non-Member: $395

Printable Registration Form

Note: Registration fee is valid for one connection, only for the individual registered. Each attendee must register. Full payment is required prior to attendance.  For more information, call 800-422-7285.


Attendance/Cancellation Policy:

Full payment is required prior to live event attendance. Digital products will be made available when full payment is received. Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.

This live digital course is for educational purposes only and intended only for the individual registered for this class/event.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders. 

Prerequisites: Basic knowledge of bank financial statements

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 9

brad stevens

Brad Stevens

Stevens Risk Management LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA LIVE aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.