ICBA Payments: Payments Solutions for Community Banks
ICBA Payments provides payments solutions for community banks across the nation.
ICBA Payments provides payments solutions for community banks across the nation.
ICBA Payments provides key value-added benefits to direct issuers that enhance their program. By partnering with top-of-industry processors and vendors, we can offer banks:
Agent issuers partner with another bank that issues cards to their customers on their behalf. ICBA Payments’ subsidiary bank, TCM Bank, N.A., provides agent services to community banks.
Agents issuing banks receive:
Some non-interest income
A competitive product suite with superior service
No risk
Zero liability*
ICBA Payments clients who direct issue credit and debit card programs are able to benefit from the following:
Unparalleled consultation and support
Guidance from dedicated relationship managers
Payments education and marketing
Advocacy in national policymaking about payments
40+ Years Experience serving community banks
Processor and Network Agnostic solutions tailored to your needs
Preferential Pricing negotiated at scale for community banks
Industry-leading Support from payments professionals who understand your business
What's New in Payments
We understand that there is some risk involved in card issuing, as there is in any line of business. That is why we created the Fraud Loss Protection Plan (FLPP) exclusively for community banks to help them recuperate losses from card fraud.