Mortgage Rules Resource Page
In January of 2013 the Consumer Financial Protection Bureau (CFPB) issued six final rules that will help govern mortgage lending. These rules will have far reaching impacts on the mortgage market and shape mortgage lending for many years to come. ICBA has developed this resource page to help community bankers understand the rules, help answer questions regarding their applicability to their banks, and prepare for implementation. ICBA will continue to update this page as information and clarification of these rules becomes available.
If you have questions, please email them to email@example.com.
ICBA Letter to CFPB Director Richard Cordray Requesting Extension in Mandatory Compliance Deadline
CFPB Mortgage Rule Implementation Page
Download the Community Bank Qualified Mortgage Survey Report
CFPB Video: Overview of all 2013 New Mortgage Rules
CFPB QM One-Pager for Lenders
CFPB Small Creditor QM Flowchart
Ability to Repay/Qualified Mortgage Standards
Final Rule and Concurrent Proposal